Beautifully situated beside Ponding Mill Creek next to National Forest. This ranch home has recently added new siding and windows, making this move-in ready home nearly maintenance free. Located at the very end of Dolly Ann Drive, this home offers 3 nice bedrooms and 2 full baths. Ready for a decorator's touch! From your covered deck, listen to the babbling brook and look for the native trout. A truly cozy home on the water. Since the home is on the water, an annual $335 flood insurance policy is required. Fishermen - the roaring creek is also stocked seasonally by the state! This home does qualify for 100% financing through USDA Section 502 Loan Program. All information taken from county records and deemed correct but should be verified by the buyer or the buyer's agent. Schools are Mountain View Elementary, Covington Middle, Alleghany High School.